{"id":399,"date":"2024-02-23T22:21:54","date_gmt":"2024-02-23T22:21:54","guid":{"rendered":"https:\/\/www.indydentalgroup.com\/blog\/?p=399"},"modified":"2024-04-01T22:37:31","modified_gmt":"2024-04-01T22:37:31","slug":"dental-insurance-and-cosmetic-dentistry","status":"publish","type":"post","link":"https:\/\/www.indydentalgroup.com\/blog\/2024\/02\/23\/dental-insurance-and-cosmetic-dentistry\/","title":{"rendered":"Can My Dental Insurance Help Pay for Cosmetic Dental Treatment?"},"content":{"rendered":"
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It\u2019s no secret that most dental insurance<\/a> companies do not offer coverage for cosmetic dental treatments. After all, they are deemed \u201celective procedures\u201d because they do not provide ways to improve one\u2019s oral health. Instead, they are designed to enhance appearances and help patients achieve greater confidence. But are there any instances in which an insurance provider will provide some sort of coverage for cosmetic services? Keep reading to find out.<\/p>\n\n\n\n\n\n\n\n

What is the Difference Between Medically Necessary and Elective Services?<\/h2>\n\n\n\n

When filing a claim with your dental insurance company, they will determine if it is medically necessary, or elective based on the information provided with your paperwork.<\/p>\n\n\n\n

Typically, those that are restorative (i.e., dental crowns, fillings, root canals, tooth extractions, etc.) are covered, but those that focus solely on aesthetics are not (i.e., teeth whitening, cosmetic bonding, etc.).<\/p>\n\n\n\n

To be medically necessary, you must experience decay or disease, be facing a serious facial injury, or require certain treatment to address the incompleteness or lack of function of a person\u2019s smile.<\/p>\n\n\n\n

It is otherwise elective if you simply want to improve your appearance, or you do not have any signs of decay or damage but want some form of treatment.<\/p>\n\n\n\n

What Kind of Cosmetic Services are Covered by Dental Insurance?<\/h2>\n\n\n\n

Believe it or not, some cosmetic dental treatments are also considered \u201crestorative.\u201d This means that they offer some sort of benefit to your oral and overall health. Without this particular service, you may suffer more serious issues down the road that will require your insurance company to pay more for your dental care.<\/p>\n\n\n\n

Some of these services include:<\/p>\n\n\n\n