Knowing the ins and outs of dental insurance can be overwhelming. Are you covered? Have you met your deductible? What are my out of pocket expenses? While each plan is different and requires different premiums, deductibles, and annual maximums, one thing is the same – your benefits do not roll over with the start of a new year. In fact, most dentists will tell you to “use them or lose them” because it’s true. Anything remaining will be sent back to your insurer at midnight on December 31. If you avoid this potential pitfall, let a dentist share ways to maximize dental insurance benefits before they expire at the end of 2020.
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